La efectiva protección de los consumidores. Un nuevo aporte del Tribunal de Justicia de la Unión Europea a la integración europea

Gabriela Prado Prado

doi:10.5354/0719-3769.2020.53862

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The effective protection of the consumers. A new contribution of The Court of Justice of the European Union to the european integration

Authors

Gabriela Prado Prado Universidad de Atacama http://orcid.org/0000-0003-0573-3222

Vol. 52 No. 196 (2020): May-August

https://doi.org/10.5354/0719-3769.2020.53862

Abstract

In the framework of the protection of consumer rights, this work addresses the main effects that the jurisprudence of the Court of Justice of the European Union has had on those affected by unfair terms in their mortgage contracts. For this, the existence of two relevant legal effects in said jurisprudence is raised; on the one hand, the reinforcement of the principle of procedural effectiveness in the declaration of nullity of said clauses and, on the other, the end of the uncertainty about the restorative effects that said declaration originates. Thus, after analyzing these effects, the study concludes that said jurisprudence has progressively strengthened consumer protection, contributing to the process of European integration.

Keywords:

European Union, The Court of Justice of The European Union, Consumer Rights, Unfair terms, Mortgage contracts

Author Biography

Gabriela Prado Prado, Universidad de Atacama

Profesora asociada, Departamento de Ciencias Jurídicas de la Universidad de Atacama. Doctora en Derecho y Diplomada en Derecho Comunitario y Derecho Económico Europeo, Universidad de Salamanca. Pertenece a ECSA-Chile y a la Red Nacional de Aprendizaje y Servicio. Es miembro Capitular de la Academia Chilena de Ciencias Sociales, Políticas y Morales del Instituto de Chile.

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How to Cite

Prado Prado, G. (2020). The effective protection of the consumers. A new contribution of The Court of Justice of the European Union to the european integration. Estudios Internacionales, 52(196), 159–177. https://doi.org/10.5354/0719-3769.2020.53862